Medicare Part B Premium 2026 | What NJ Seniors Will Pay

The standard Medicare Part B premium for 2026 is $202.90 per month. For most seniors in New Jersey, this amount will be automatically deducted from their Social Security checks. However, depending on your income, you might pay more due to the Income-Related Monthly Adjustment Amount (IRMAA).

IRMAA Brackets for 2026

If your modified adjusted gross income from two years ago is above a certain threshold, you'll pay an extra charge on top of the standard premium. We help our clients map out these brackets to avoid surprises.

How This Affects New Jersey Seniors

In New Jersey, where the cost of living is high, an unexpected IRMAA surcharge can disrupt a carefully planned retirement budget. We provide local guidance to help you plan for these costs.

Talk to a Local NJ Medicare Advisor

Don't let Medicare premiums catch you off guard. Schedule a free consultation with our Woodbury office to review your estimated costs for 2026.

Frequently Asked Questions

What is the standard Part B premium for 2026?

The standard premium is $202.90 per month.

Can I appeal an IRMAA surcharge?

Yes, if you've experienced a life-changing event like retirement or divorce, you can file an appeal with Social Security to have your IRMAA reduced.