Have questions? Email us at info@theseniorhealthstop.com
Long Term Care Insurance in New Jersey
The cost of nursing home care in New Jersey averages over $12,000 per month. With 70 percent of seniors needing some form of long-term care in their lifetime, having a plan is essential. It is important to know that Medicare does not cover long-term custodial care.
Get a Free ConsultationWhat Long Term Care Insurance Covers
- • Nursing home stays
- • Assisted living facilities
- • In-home care services
- • Adult day care
- • Memory care for dementia and Alzheimer's
When to Buy Long Term Care Insurance
The best time to purchase long-term care insurance is between the ages of 55 and 65. Premiums increase sharply after age 65, and changes in your health could make it more difficult to qualify for coverage later.
We offer both traditional standalone policies and hybrid policies that combine life insurance with long-term care riders, ensuring your family receives a benefit even if you never need care.